Growing Your Wealth™

This program is designed for motivated clients who have some financial knowledge and already have some investments (e.g. RRSP, TFSA, RESP). However, they do not currently have, and therefore require, a structured plan that fits all these pieces together. The goal at this stage is to guide the client through the process of wealth accumulation in a tax-efficient manner. A strong focus is placed on reducing the fees you pay on any of your current investments while providing tactical solutions that provide down-side protection for your investments when the markets become unpredictable. This program also includes a comprehensive plan that will take into account the following:

• Cash Flow Planning
• Comprehensive Investment Planning
• Retirement Planning
• Estate Planning
• Education Planning
• Risk/Insurance Planning
• Taxation Planning
• Free Personal Tax Filing

This service is usually taken up by individuals or households with $50,000 – $250,000 in investable assets. This service option is designed as a pro-active fee based financial planning service. Annual financial planning meetings are offered to assess the ongoing suitability of our advice and identify any action that may be required. Other features also included in this proposition are;

• Full access to your adviser by telephone, email etc. at no additional cost
• Periodic Lifetime Cash flow Financial Planning Reports to help quantify future goals and objectives.
• A minimum of one annual, face to face review meeting with your adviser. Additional face to face meetings may be available at your adviser’s discretion
• Access to Portfolio management by dedicated Asset Management Firms.
• Access to annual Tax Planning services (personal and corporate) with a certified accountant.

This service option is also designed as a pro-active fee based financial planning service and is suitable for individuals or households with over $250,000 in investable assets. Annual financial planning meetings are offered to assess the ongoing suitability of our advice and identify any action that may be required. Other features also included in this proposition are;

• Full access to your adviser by telephone, email etc. at no additional cost
• Periodic Lifetime Cash flow Financial Planning Reports to help quantify future goals and objectives.
• A minimum of one annual, face to face review meeting with your adviser. Additional face to face meetings may be available at your adviser’s discretion
• Access to Portfolio management by dedicated Asset Management Firms.
• Access to annual Tax Planning services (personal and corporate) with a certified accountant.

Introducing SA Capital’s Physician Planning Programs™

Our Physician Planning Programs are designed specifically for aspiring and practicing Physicians. We work with you to secure funding, develop a solid financial plan and provided going coaching to ensure your ultimate success.

We offer expert advice and total wealth management solutions designed specifically with you in mind. Given the intricacies of your profession, we offer discretionary investment management solutions to ensure that your investments are managed by qualified experts without the hassle.

Upon graduation from medical school, the average Canadian graduate will owe $71,721 of student debt. This amount has increased by 7.3 percent the last 5 years.